Why ChatGPT Is Threatening Data Security—and What That Means for You
While many people are deeply concerned about the latest release of ChatGPT 5, harping about its loss of personality or capabilities, I already deleted my ChatGPT accounts because I found out the unsavory news that all of our private chats are not private at all. They are available to be exposed on Google searches and […]
8 Smart Reasons You Should Wait Before Buying a Home in Today’s Economy
Thinking about buying a home? Discover why delaying your purchase might be the smartest financial move in today’s unstable market. For generations, the idea of homeownership has been sold to us as the cornerstone of the American Dream — a symbol of stability, status, and success. But in 2025’s financially uncertain world, it’s time to […]
A Manifesto of Good Financial Services: Building Systems That Serve People, Not Exploit Them
“Finance is the nervous system of the modern world — and like any system, it must serve the body, not feed on it.” We live in a time of unprecedented financial technology and access. In just a few taps on a screen, you can transfer money across the world, apply for a mortgage, or invest […]
How to Stay Resilient During a Market Bloodbath
The markets are bleeding. You see the red lines, the graphs that nosedive like a broken elevator, the anxious headlines warning of doom. For self-employed workers—those of us without a guaranteed paycheck or corporate safety net—this volatility hits different. There’s fear, sure. But there’s also that nagging voice: Did I do something wrong? Should I […]
The Power of Doing Nothing
Tonight, I am sitting around and doing nothing. And honestly? It’s the best thing I can do for myself right now. I have so many priorities and projects weighing on me—things that keep me up at night. The never-ending to-do lists, the responsibilities, the pressure to always be moving forward. But in this moment, I […]
The Slow Magic of Homeownership: Why Real Estate is the Foundation of Sustainable Wealth
I didn’t get into real estate because I loved it. I got into real estate because I had to. When I first stepped into the world of property ownership, I made mistakes—costly ones. I trusted the wrong people, took bad advice, and walked into situations that, had I known better, I would have avoided. There […]
The Overrated Status of AI and Machine Learning Models
As much as I understand the hype around AI and its potential benefits, I am also wondering if we are devaluing ourselves as the under agents through which these technologies can flourish and exist. In the era of rapid technological advancement, there’s a prevailing tendency to diminish or undermine our own human capabilities compared to […]
Why I’m Choosing Not to Buy a House This Year
As someone who has experienced firsthand the shortcomings of the mortgage industry, I’ve come to the difficult decision of postponing my plans to buy a house this year. The systemic challenges and injustices within the mortgage industry have left me disillusioned and wary of entering into such a significant financial commitment. In this article, I […]
The Meaning of Sustainability in Everyday Life
Sustainability is often a term thrown around a lot in the media, but what does it mean in the most basic sense? At its essence, sustainability is about meeting the needs of the present without compromising the ability of future generations to meet their own needs. For instance, can I meaningfully enjoy my life if […]