The High Cost of Cutting Corners: Why Shortcuts Are Never a Shortcut Worth Taking
I just finished renovating a three-bedroom, one-bathroom house in North Lawndale. The dust has settled, the paint has dried, and as I stand back to look at the finished product, what I’m thinking about most deeply isn’t the choice of bathroom tile or the shade of kitchen cabinetry. It’s about pace. It’s about how we, […]
Ethics in the Age of AI: Why Integrity Is the Most Valuable Asset in Business
Of course, we all strive to be good people. Of course, we know right from wrong… right? But ethics in business isn’t about textbook definitions or saying the right thing in a pitch deck. It’s about the choices we make every day—especially when nobody is looking. And let me tell you, in practice, it’s one […]
8 Smart Reasons You Should Wait Before Buying a Home in Today’s Economy
Thinking about buying a home? Discover why delaying your purchase might be the smartest financial move in today’s unstable market. For generations, the idea of homeownership has been sold to us as the cornerstone of the American Dream — a symbol of stability, status, and success. But in 2025’s financially uncertain world, it’s time to […]
A Manifesto of Good Financial Services: Building Systems That Serve People, Not Exploit Them
“Finance is the nervous system of the modern world — and like any system, it must serve the body, not feed on it.” We live in a time of unprecedented financial technology and access. In just a few taps on a screen, you can transfer money across the world, apply for a mortgage, or invest […]
AI, Originality, and the Future of Mortgage Readiness
We’re living in an era where AI can create anything—articles, music, films, financial tools. The quality of these AI-generated products is already shockingly good and will only improve. In theory, we should be entering a golden age of accessibility and efficiency. But here’s the problem: great doesn’t always mean valuable. A tool, a product, a […]
Tax Season and Mortgage Readiness: How to Prepare for Homeownership in the Coming Year
Navigating tax season as a self-employed homebuyer requires balancing tax savings with mortgage eligibility. By collaborating with professionals, auditing deductions, and presenting lenders with a cohesive financial picture, you can transform tax season from a hurdle into a stepping stone. Remember: The goal isn’t just to survive tax season—it’s to emerge mortgage-ready.
Navigating Mortgages as a Gig Worker
Just because you don’t have a traditional job doesn’t mean you can’t become a homeowner. Gig workers, freelancers, and non-traditional employees have unique strengths that can actually make them ideal candidates for homeownership. Their ability to manage finances, be adaptable, and show financial discipline are all qualities that lend themselves well to mortgage readiness.
Break Financial Sabotage: Tips for Millennials
Let’s normalize talking about money, holding each other accountable, and striving for goals bigger than today’s purchases. Because when you have the right people in your corner, there’s no limit to what you can achieve.
Impact of Trump Policies on First-Time Homebuyers
The road to homeownership has always been a complicated one, and for many first-time homebuyers, the journey can seem like an endless series of hurdles. For younger generations like Gen Z and Millennials, buying a home—especially for the first time—often feels out of reach. The Trump administration (2017-2021) played a significant role in shaping policies […]
Financial Tips for Millennials and Gen Z Homebuyers
Millennials and Gen Z buyers may feel rushed due to climbing rates, but there’s value in planning. If market conditions don’t favor immediate buying, keep preparing financially. Building a strong financial foundation will only improve your chances of buying a home you love when the time is right.