I’m an Entrepreneur with an Expensive Hobby and a Commercial Real Estate Hangover: The Truth about “Passive” Income
You have to find your own sushi. You have to find your own memes. You have to find a way to be joyful in the middle of the “huge crap list,” or the wealth won’t matter when you finally get it.
How REVVE’s Illinois State-Validated Mission is Designing Homeownership for the Underserved
Celebrating Our 2025 QNBV Designation—A Testament to Our Commitment, An Invitation to Our Partners
The Homebuyer’s Trap: Why Waiting for Lower Rates Could Cost You Your Dream Home
If you’ve dreamed of buying a home in the last few years, you’ve lived through a masterclass in economic whiplash. You remember the headlines: “Interest Rates Hit Historic Lows!” followed not long after by “Mortgage Rates Soar to Two-Decade Highs!” And through it all, a piece of well-intentioned but ultimately flawed advice has persisted in […]
Why Contracts Matter: Avoiding Scope Creep & Protecting Yourself in Today’s Digital Payment World
To my small but growing audience on the internet, I’m thrilled to invite you to my upcoming speaking event at the 2025 Financial Growth Series hosted by the Opportunity Engineers on January 29th! It’s going to be an exciting session on how small business owners like us can protect ourselves from manipulation, fraud, and poor investments. If you’re interested in […]
Adapting to the AI Revolution: Becoming Career-Resilient and AI-Ready
To thrive in this era of transformation, it’s not enough to be prepared for a mortgage or a retirement fund. The modern worker must also be “AI-ready” – equipped with the skills, mindset, and adaptability needed to navigate a future where AI shapes the rules of the game. Let’s explore what this means, the tough decisions involved, and how to lay a foundation for lasting personal and professional resilience.
AI’s Impact on Self-Employment: Strategies for Success
In recent years, artificial intelligence (AI) has transitioned from a futuristic vision to a present-day reality, significantly impacting the workforce. For self-employed workers, the transformation brought by AI presents both challenges and opportunities. As AI continues to evolve, it is poised to replace millions of jobs, particularly those involving routine tasks. However, this shift also opens doors to new forms of work, skills, and income streams. Here, we’ll explore strategies for self-employed individuals to not only survive but thrive in this AI-driven landscape while preparing for significant financial commitments like mortgages.
Financial Safety in a World of Desperation: How to Protect Yourself from Manipulation, Fraud, and Poor Investments
In today’s turbulent economic climate, financial safety is no longer just about budgeting and saving. It’s about defending yourself against a wide range of threats, from emotional manipulation by people you trust to outright fraud by professionals or scammers. With inflation, job insecurity, and rising living costs, desperation for money is pushing some people to […]
Reclaiming Creativity in the Age of AI
In an ever-increasingly connected world, it often feels like we’re becoming more fragmented or disconnected—from others and from ourselves. The digitalization of our experience is both a marvel and a trap. We can accomplish so much more, yet sometimes it feels like we’re losing our sense of self in the process. As I’m writing this, […]
Navigating Mortgages as a Gig Worker
Just because you don’t have a traditional job doesn’t mean you can’t become a homeowner. Gig workers, freelancers, and non-traditional employees have unique strengths that can actually make them ideal candidates for homeownership. Their ability to manage finances, be adaptable, and show financial discipline are all qualities that lend themselves well to mortgage readiness.
On Comparing an Antiquated System of Mortgage Lending to a 300-Year-Old Relic
A colleague and I were discussing some of the problems we faced while working in the mortgage industry, and we started laughing about how it’s all built on a 300-year old system no one knows how to use anymore. But because they’ve invested billions of dollars into these ancient infrastructures there’s no way for them […]